Frequently Asked Questions About Handling Missold Pensions
Who Are The Team Behind The Claim Fund?
The Claim Fund website is an initiative from HPA Solicitors Ltd. Your claim will be handled by our solicitors who are members of the Law Society, are regulated by the Solicitors Regulation Authority and follow a strict code of conduct (SRA reference number 543164). We are also registered with the Information Commissioner's Office (ICO) Registration Number: ZA333351. For more information about us, please click here.
What Type Of Services Did Companies Missell? Just Some Examples:
Agri Energy Agroenergy Biofuel Green Oil Burial Plots Cape Verde Schemes Car Park Schemes Carbon Credits Chinese Stock Coloured Diamonds Eco Products
Eleysian Fuels Environmental Products Ethical Forestry Farming Farmland Fruit Farming Projects Global Forestry Hotel Schemes Land Schemes Lending Schemes Lifetime Settlements
Oil Fields Overseas Property Penny Shares Property Bonds Regeneration Projects Storage Units/Pods Student Halls Scheme Sustainable Agroenergy Venture Oils Wine Investments Woodland
Might I Just Be Wasting My Time?
We only make strong and credible claims. If we consider you have no claim, we will advise you accordingly.
What If The Guilty Party Refuses To Pay?
We will take your case all the way to the Financial Ombudsman Service (FOS). The FOS were set up by Parliament to resolve individual complaints between financial businesses and their customers. If they decide someone has been treated unfairly, they have legal powers to put things right.
What If I Have No Paperwork?
If the firm/network responsible for the advice or sale of product is still trading, we'll request documents under the data protection act, more commonly known as a DSAR (data subject access request).There is sometimes a charge, but we will pay this. Companies are legally obliged to provide documents requested. Luckily, the law is in place to help protect you.
Who Completes The Paperwork?
We make the whole process as simple and hassle-free as possible. We deal with all form filling on your behalf.
Do You Charge Up-front Fees?
You can choose to fund your claim on a 'No Win, No Fee' basis; this means that when we take on your case there will be no financial risk to you. This ensures that you do not need to worry about your legal fees.
What Does No Win, No Fee Mean?
No win, no fee is an agreement you make with us so that you can claim compensation without worrying about any upfront legal fees. Then if your compensation claim is unsuccessful, the no win no fee agreement states you will not have to pay us any money. Therefore, you do not have to pay a penny if you lose your case - the no win, no fee arrangement takes the risk out of making a claim. There are no hidden charges and you will never be out of pocket.
How Might I Have Been Missold A SIPP Pension? 15 Ways...
- You were encouraged to invest your SIPP or SSAS pension into an unregulated investment
- You were pressured into moving your pension
- You did not understand the product you were advised on
- You were advised to transfer your pension unnecessarily after a review
- The high fees/exit fee of a SIPP were not explained
- You invested too much, exceeding lifetime allowances, and paid a higher tax rate
- You were advised to invest in a SIPP for tax avoidance
- Your personal and financial circumstances were not considered
- Your funds were used for a high risk venture without consent
- You were unaware of how your money would be invested
- You were not given any other options apart from a SIPP
- You invested over half of your money into one investment
- You were told that all the money would be returned
- You have a problem with access or contact
- You have reached an age where the product may have been unsuitable
What Companies Might You be Able To Claim From?
Below are just some example companies. Please note that if you see your financial adviser or SIPP provider listed below, this does not automatically mean that your pension investment has been mis-sold. We will approach each company or its representatives purely as an initial assessment of your situation.
1 Stop Financial Services Active Wealth Alderley Asset Archer Bramley Archer Wealth Asquith Hart Financial Management LLP Avacade Future Solutions Avidity Bank House Investment Beaufort Securities Blackstar Blue Ocean BlueInfinitas Bonham Wealth Management Brooklands Trustees C P Asset Management (UK) C3 Financial Services Capita Oak or Westminster Carey Pensions Central (Aberdeen) Chadkirk Wealth Charles Derby Cherish Wealth Management Choices Your Mortgage CIB Life & Pensions CPC Wealth Management Crisp Financial Services Cumulus Investment Management Cumulus Ukraine Curtis Banks Davinci Wealth Management Demontfort Designed 4 Life Douglas Baillie E David Roberts and Co Elysian Fuels Emerald Knight Ethical Forestry European Plantation Investments Financial Page Financial Professionals First Action Finance First Review Pension Services Foreman Financial Services Forestry For Life
Freedom Bay GFI Consultants Ltd Global Cure Environmental Investment Global Forestry Investments Global Forex Investments Grainger Green Oil Plantations Greyfriars Asset Management Grosvenor Butterworth H2O Markets Harlequin HBFS Financial Services HD Administrators Henderson Carter Huntsman Hawke Kingsbridge Asset Kingsbridge Kynaston Carnoustie Magna Wealth Management Martin Rigney IFA MFS Partnership Moneywise Financial Advisors Montpellier Pension Omega Financial Services One Stop Financial Pengwern Wealth Pensionology Plutus Portafina Portal Premier Financial Soltions Quantum Smile Global Sovereign Financial Stadia Trustees Strand Capital Strategic Wealth Sustainable Agroenergy TailorMade Independent Taylormade Investments The Pensions Office Torch Wealth Management Total Wealth Management Total Wealth Solutions Turnberry Wealth Management
What If The Guilty Party Is No Longer In Business?
Sadly many of the advisors from who our clients received advice are no longer trading, and so they cannot be pursued directly for compensation, but fortunately this does not stop you from claiming. In these instances we can pursue your claim through the Financial Services Compensation Scheme (FSCS). The FSCS was set up in 2001 under the Financial Services and Markets Act 2000, and operates as the UK's compensation fund of last resort for customers of authorised financial services firms. They will step in where firms are unable to pay claims against it, usually because they have ceased trading or been declared in default, and if they agree someone has been treated unfairly, they have the ability to pay compensation.
Your claim will be handled by our solicitors who are regulated by the Solicitors Regulation Authority and follow a strict code of conduct. * We Can Also Check Other Missold Financial Products * Ultra-Fast Enquiry Form * No Paperwork Needed * Extremely High Success Rate Get in touch now and we will be happy to assist in claiming back what is rightfully yours.
We Will Call You Back
Make contact now. Your personal contact (not a call centre) will call you as soon as possible. We can deal with your claim, no matter how complex. If you have lost money due to bad advice, we can help recover your losses. Your missold pension claim could be worth 10's of £1000's. Our dedicated team work hard to help win cases for our clients. All are highly trained and have a wealth of experience within the industry to provide specialist advice and assistance.
Make a Free, No-Obligation Missold Pension Claim Enquiry
We aim to be 100% successful in our fight for compensation
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|HPA Solicitors is a member of the Law Society, the professional association that has represented and governed solicitors since 1825 Authorized and regulated by the Solicitors Regulation Authority (SRA No. 543164)|
Your claim will be handled by our solicitors who are members of the Law Society, are regulated by the SRA (Solicitors Regulation Authority) and follow a strict code of conduct.